It’s no secret that medical costs are on the rise, and they can have a dramatic impact on your workers compensation premiums.
Despite the trend, MEM, which services Previsor claims, saves about 50 percent in lost-time claims costs compared to the Missouri average. We apply several medical cost management strategies to reduce claims costs for Previsor policyholders.
When you are covered by a Previsor work comp policy, our highly trained staff is with you to coordinate your employees’ smooth return to work, helping you through even the most complex medical issues and recovering costs from third parties. Our experts will also help you identify and eliminate fraud.
Unmatched claims service
Within 24 hours of your claim report, one of our experts will be in touch with you and your injured employee to ensure your claims are processed effectively — and that your employee can get the right care quickly.
Nurse triage and case management
Our triage nurses can help you determine the best course of treatment for your injured employee. If needed, a nurse case manager can also work directly with you to create a plan for returning to work.
We have built a robust network of respected providers. Through these partnerships, your employees get high quality care while medical costs are reduced.
Our approach to prescriptions — including generic utilization — have delivered remarkable results. Compared to an industry average of nine percent, MeM’s pharmacy costs are just two percent of total medical costs.
Opioid misuse prevention
We use an aggressive, multi-layered approach to combat opioid addiction risk. Under our care, workers are prescribed narcotics at rates far below industry averages. Our extensive narcotic prescription review process ensures that opioids are only prescribed to those who really need them.