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Workers Compensation Fraud Prevention: Protect Your People and Your Policy
Workers compensation coverage is essential for many businesses. It protects employers and employees if an injury happens on the job. Work comp covers important expenses, like medical costs, rehab services,…
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Claims Wire: Distracted Driving
Earlier this year, a Missouri Employers Mutual policyholder’s driver was making a delivery. During the drive, he decided to have a snack. In an instant, what seemed like harmless multitasking…
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Workers Compensation and Subcontractors: Protect Your Premium When Hiring a Helping Hand
Today’s employer is resourceful. They use safety policies to create safer workplaces. New hires are carefully guided to prevent injuries. Directed medical care means injured workers get the right treatment.…
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Is Your Workplace Injury Covered by Workers Compensation Insurance?
If you get hurt at work, is it automatically a workplace injury? The short answer is no. Whether an injury is covered by a workers compensation policy – or “compensable”…
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Directed Medical Care: How to Get Injured Workers Timely and Effective Treatment
When an employee is injured on the job, medical care should be an employer’s first priority. Trained managers know how to respond. The right health care provider can offer effective…
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Claims Wire: Ladder Safety
More than Use ladders as a last resort It wasn't this policyholder's first time using a ladder – in fact, he’s been using ladders for more than 20 years. When…
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Claims Wire: Jump-Starting a Vehicle
Although many of us drive or work around vehicles every day, they can be very dangerous. Often, we become complacent with the tools we use the most. Unfortunately, letting your…
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How to Report Suspected Workers Compensation Fraud
Workers compensation insurance is designed to protect employees and businesses, and support those who are injured at work. Unfortunately, there are people who take advantage of a system that’s set…
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Incident Investigation: Preventing Future Injuries
When an employee gets injured in a workplace incident, a policyholder's top priority is getting them the care they need. Acting quickly is the best way to manage claim costs.…
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Prevent Workers Compensation Fraud with These 4 Tips
Workers compensation fraud comes in many forms. There’s claim fraud, employer fraud and even insurance carrier fraud. Fraud impacts everyone within the work comp system, and the truth is that…
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