Every work comp incident is unique. While not all claims require legal action, when they do, we have you covered. At Missouri Employers Mutual, we utilize a network of lawyers, known as CompLegal, to assist our policyholders.
Watch below as Laura Sides-Cooper, MEM’s Managing Attorney, explains what CompLegal is and how it can benefit both policyholders and producers.
As an insured, workers compensation insurance is your number one defense against a lawsuit in the event of an incident on the job. However, that doesn’t mean the cost of the claim won’t have adverse effects on your premium. The higher the cost of a claim, the larger the impact on your experience modification factor (e-mod).
To help reduce costs associated with contracting lawyers for each claim requiring litigation, we established a team of in-house attorneys to ensure all parties are properly covered. The reduced legal expenses contribute to lower total claims costs and premiums.
What this means for you:
- Legal representation. If a case goes to litigation, you have the representation you need.
- Legal answers. If you need legal guidance, you have resources.
- Specialized expertise. Our CompLegal team only practices workers compensation law. This means they understand how to best represent you.